Representing Debtors Throughout the Gulf Coast of Alabama, including Baldwin County and Mobile County
Chapter 7 Bankruptcy ◊ Chapter 13 Bankruptcy ◊ Business Bankruptcies
If you are struggling to meet your financial obligations, a bankruptcy filing under Chapter 7 or Chapter 13 of the bankruptcy code can help you stop creditor harassment and get a fresh start. When you file, an automatic stay immediately goes into effect, prohibiting your creditors from calling, sending letters or taking legal action against you to collect the debt. An experienced bankruptcy attorney can protect your interests during this process; we have successfully helped others through the bankruptcy process and will do the same for you or your business.
At the law office of Harrell, Whetstone & Monaghan, LLC in Gulf Shores, we bring more than 65 years of combined legal experience to individuals and businesses along the Alabama Gulf Coast. We take an aggressive stance for our clients, paying close attention to all details to ensure your rights are protected. If necessary, we will use our considerable trial experience to protect your rights in court.
To schedule an appointment, contact our office or call us at 251-968-1555.
Our Bankruptcy Practice
We handle all matters related to Chapter 7 and Chapter 13 bankruptcy filings, advising you on the appropriate relief for your situation, preparing and submitting all required documentation to complete the process, and acting as your representative in all meetings or hearings with creditors, the bankruptcy trustee, or the bankruptcy court.
If you are seeking to file a personal bankruptcy petition, we will help you determine whether you qualify for discharge of your debts via Chapter 7 by walking you through the means tests set forth in the bankruptcy laws. If you are eligible for Chapter 7 protection, we will make certain you understand which debts may be discharged before you file so that you get the benefit you need and expect.
If you do not qualify for Chapter 7, often because you have too much income or assets, or choose to repay your creditors, we will help you successfully complete a Chapter 13 bankruptcy filing. We will work closely with you to put together a plan to repay your creditors over a 3 to 5 year period and will review any proposed repayment agreements from your creditors to ensure they are in your best interests.
We can also help you look at alternatives to bankruptcy, such as loan modification or restructuring, or negotiations with creditors to reduce interests rates or lower payments.
At Harrell, Whetstone & Monaghan, LLC, we take the time to work individually with each bankruptcy client to identify a strategy that resolves your unique financial issues. We are not a bankruptcy mill. We will provide the personal service and attention to detail that your case deserves.
Contact Harrell, Whetstone & Monaghan, LLC
For a private consultation with a bankruptcy lawyer, contact us or call us at 251-968-1555. We are available to meet with you Monday through Friday, between 8 am and 5 pm. Evening and weekend appointments are available upon request. Our office is conveniently located in downtown Gulf Shores, across from the Winn-Dixie Shopping Center on Highway 59.
